国家开发银行成立于1994年，是政府的开发性金融机构，以中长期投融资服务国家战略，长期致力于融资支持基础设施、基础产业和支柱产业（简称“两基一支”）的建设和发展。国开行以“增强国力、改善民生”为使命，已形成“两基一支”、民生金融、国际合作、综合经营四大特色板块，成为我国中长期投融资和新型城镇化的骨干银行、最大的对外投融资合作银行，以及全球最大的开发性金融机构。

国开行目前在中国内地设有37家一级分行和2家二级分行，海外设有香港分行和开罗、莫斯科、里约热内卢、加拉加斯等4家代表处，全行员工8000多人。

基础设施融资的主力银行

国开行是我国“两基一支”建设的主力银行，支持了三峡工程、南水北调、西气东输、国家石油储备、京九铁路、京沪高铁、首钢搬迁、北京奥运场馆、上海世博会基础设施等一大批国家重大项目建设。1998年以来，国开行将业务领域拓展到城市基础设施，不断从大城市向中小城市、县域延伸，助力中国城市化发展。

推动金融普惠的银行

国开行致力于推动普惠金融，探索以批发的方法解决千家万户的融资难题，加大对棚户区改造、“三农”、教育、小微企业以及扶贫开发等社会薄弱环节和民生领域的支持力度，使金融成果更好地惠及普通民众。2014年，国开行成立住宅金融事业部，全年发放棚改贷款4086亿元，占银行业九成份额，全年发放助学贷款147亿元，累计支持学生1200万人次，连续九年获人民网“人民社会责任奖”。

最大的对外投融资合作银行

国开行以市场化手段开展国际合作业务，积极参与“一带一路”战略规划，为实现我国与合作国多方共赢发挥了重要作用。倡导设立上海合作组织银联体，牵头组建中国-东盟银联体，推动加强金砖国家银行合作机制，为中国与世界搭建起金融交流的重要纽带和桥梁。截至2014年底，国际业务贷款3198亿美元，外汇贷款余额占全国金融机构外汇贷款余额29%，继续保持中国最大的对外投融资银行地位。

服务功能丰富的全牌照银行

国开行及旗下子公司具有投资、贷款、发债、租赁和证券等金融服务牌照。近年来，国开行发挥“投贷债租证”优势，深化综合金融服务，打造综合经营品牌，为客户提供多品种、全方位、一站式金融服务。

全球最大的开发性金融机构

国开行始终保持优良的市场业绩，截至2014年底，资产规模突破10万亿元，不良贷款率连续39个季度低于1%，是全球最大的开发性金融机构。

作为以发债为筹资主渠道的债券银行，国开行是中国仅次于财政部的第二大发债体。穆迪、标准普尔和惠誉等专业评级机构，连续多年对国开行评级与中国主权评级相同。

China Development Bank

Overview

Established in 1994, China Development Bank (CDB) is the Chinese government's leading development finance institution. CDB deploys medium- and long-term financing in service of national development strategies, with a long-standing commitment to the development of infrastructure and basic/pillar industries. CDB is dedicated to improving national competitiveness and public welfare through a combination of infrastructure and industry investments, social program financing, international cooperation, and full-service banking. CDB has emerged as the financial backbone of medium and long-term investment and urbanization in China; it is the largest cross-border financier in the country and the largest development finance institution in the world.

CDB currently operates its businesses through its headquarters in Beijing, 37 tier-one branches and two second-tier branches located across China, an offshore branch in Hong Kong, and four representative offices in Cairo, Moscow, Rio de Janeiro, and Caracas. Worldwide, CDB employs a staff of over 8,000.

China’s Go-to Bank for Infrastructure Financing

CDB has financed a host of major national infrastructure projects, including the Three Gorges Dam, the cross-country water diversion and natural gas distribution projects, the National Petroleum Reserve, the Beijing-Kowloon railway, the Beijing-Shanghai high-speed railway, the Beijing Olympic Games venues and the Shanghai World Expo infrastructures.

Since 1998, CDB has broadened its coverage to include municipal infrastructure beyond the developed metropolitan areas, supporting urbanization in smaller cities and towns across China.

A Champion of Financial Inclusion

CDB is deepening its commitment to public welfare and financial inclusion, searching for a measure of wholesale banking to solve financing difficulties that many households are facing, through increased investments in agricultural development and rural infrastructure, education, SME lending, and poverty alleviation.

In 2014, CDB established a Housing Finance business unit to increase support for urban renewal of rundown districts, issuing RMB 408.6 billion in renovation loans and ending the year with a 90% market share. In the same year, educational loans up to 14.7 billion RMB were offered by CDB, accumulatively supporting 12 million students. The People's Daily Online People's Social Responsibility Award has been given to CDB for nine consecutive years.

Top Cross-border Financier

CDB's market-driven approach to international business has played an important role in promoting mutually beneficial cooperation between China and its partner countries. CDB is an active participant in the strategic planning of China’s regional integration initiatives such as the Silk Road Economic Belt and the 21st Century Maritime Silk Road, and is a leading advocate for the establishment and growth of the Shanghai Cooperation Organization Inter-bank Association, the China-ASEAN Inter-bank Association, and the BRICS Inter-bank Cooperation Mechanism. These cooperative platforms play an important role in bridging China and the world at large through effective financial exchange.

As of the end of 2014, CDB continues to be China's leading cross-border financier, with US$ 319.8 billion outstanding in international business loans accounting for 29% of all foreign currency loans issued by Chinese financial institutions nationwide.

A One-Stop Source for Full-service Banking

CDB and its subsidiaries are licensed to offer a full range of financial services including direct investment, lending, bond offering and underwriting, leasing, and securities businesses. This integrated product suite allows CDB to build its brand as a full-service bank, offering clients one-stop access to a comprehensive range of financial products and solutions.

The World's Largest Development Finance Institution

CDB consistently delivers superior business results. With a balance sheet of over RMB 10 trillion and a record of NPL ratios below 1% for 39 consecutive quarters, CDB is the world's largest development finance institution.

CDB is China’s second largest bond issuer after the Ministry of Finance. Internationally-recognized credit rating agencies, including Moody’s, Standard & Poor’s, and Fitch, all rate CDB at the same level as China’s sovereign credit.